Category: Banking

Artificial Intelligence Innovation in FinTech

With advancement in technology, artificial intelligence, organisations outside the banking industry diversified and demystified financial services by targeting small & succinct margins in the space. These were organisations servicing millions of customers through broad distribution channels, be they mobile operators, mobile handset manufactures, retailers or on-line merchants.  Integrating AI applications, such as  IBM Watson and N26 with Siri

Advertisements

Data Science of Payments

How come my bank knows what I am going to buy next, how come my internet browser offering me add on something which I was searching on google few minutes or days backs. How  do they know my voice or can recognize my picture without any human intervention. Answer is much simpler then it looks or simpler then  the complexity of out own thought process. Use of deep learning

ISO-12812 Made MFS Easy for FinTech

The discussion for our post focus around Mobile Money, Mobile Payments i.e person to person, person to business etc. New ISO standard 12812, recently appeared in 2017. This standard has 5 parts and part-1 defines the general framework of

Blockchain and Artificial Intelligence

Computers start simulating the brain’s sensation, action, interaction, perception and cognition abilities. Blockchain is a new approach to manage/monitor financial and other transactions, Guarding an innovation department or powerhouse lab is a smart setup

CashLess Payments to Drive LessCash Payments

The elimination of physical cash from economy is feasible is purely a technological perspective or assumption. Our hard earned money and investments disappear into a labyrinth of financial instruments so mysterious that “money” almost becomes more of an idea than a tangible reality.

Will Banks ever be successful in Mobile Financial Services

To model the Fintech enterprise, its better use a method rather than make things up on the go. A method guarantees results and increases the productivity, predictability, repeatability and reliability of the business modelling and transformation. What would be part of this method though? It is good to have. Most of the FinTech companies wins on the principal of “The ability to relate to people, to inspire and motivate them is what you must ever work on as a leader”.

FinTech the Champion of “Banking” Services

  Abstract – Cashless or LessCash are terms, which are often interchanged, which in most cases create confusion amongst consumers and to some extend new […]

Banking the next billion unbanked

Got the chance to speak with Africa Business Review Team to answer there questions on few aspects of African market related to FinTech, Mobile Financial […]

FinTech – Mobile Money – Mobile Payments – Banking (Not Bank)

Did you remembered my post from June-2014,  Will – Banks ever be successful in Mobile Money or Payments ?. Enjoyed a great panel on #fintech […]

Digitised Bank Payments – Their Struggle Saga with Friend FinTech

Abstract – This article is neither a conclusion nor a claim by any means this is just an assumption and current picture focused on African markets. […]