Category: FinTech

Lets Fight – FinTech vs Strong Banks
Today’s consumer expects a seamless mobile payment experience; failing to meet those expectations can be devastating to a brand, idea, innovation and eventually the payments industry. Banks in particular will need to move swiftly if they are to take advantage of the opportunities on offer in the global payments business, or risk losing out to nimbler competitors.Although Mobile Money had been designed as a peer-to-peer payment system but it has gone much beyond the basic idea..

Mobile Money: Drive Financial Inclusion, Agent Driven model
By overcoming geographical barriers and leveraging local partnerships, this model not only facilitates transactions but also empowers communities economically. It has proven to be a catalyst for positive change, fostering entrepreneurship, education, and improved standards of living in regions where traditional banking infrastructure is limited. The success of this model underscores its adaptability and relevance across diverse socio-economic contexts.

Shaping Powerful Fintech Landscapes: Agent-Driven Mobile Money and Merchant-Focused Transactions
Exploring the synergy between agent-driven and merchant-driven Fintech by comprehensive comparative analysis, examining the symbiotic relationship between agent-driven mobile money and merchant-focused transactions. We unravel the distinct advantages and challenges posed by each approach, shedding light on their complementary roles in different financial ecosystems.

Mobile Money and Mobile Payments – Intro to MFS
Mobile Money and Mobile Payments – Mobile Financial Services or FinTech Intelligence platform usually allows various users to access its services. Service access channels are […]

Digital Banking Services – Limited for Some
Banks need to take a radical change from their current modus operandi in order to beat MNOs in the field of mobile payments or else take back seat as clerk for reconciliations and accounting units and regulator should allow MFS companies to innovate and bring new solutions and products in no time and make customers life easy, less costly and much faster. I..

Digital Landscape: The Resilient Drive of IT and Fintech Towards Digitalization
In today’s rapidly evolving world, the digital landscape is undergoing a profound revolution, driven by the tenacious efforts of the Information Technology (IT) and financial technology (fintech) sectors. Across the globe, and particularly in Africa,

How Financial Inclusion Can Lift The Country Economy
Financial inclusion means giving people and businesses the chance to use different types of financial services, such as loans, savings accounts, insurance, and other money-related services. This access to capital and financial tools fosters a good and strong platform for starting businesses, encourages investment and promotes economic growth. It helps people start and expand their businesses, which creates jobs, contribute to country growth, things gets more efficient, and helps the economy get bigger.

The Four Powerful Quadrants of FinTech EcoSystem
The integration of these quadrants forms a robust ecosystem that thrives on synergy and collaboration, fostering an environment conducive to continuous innovation, customer-centric approaches, and technological advancements. As the FinTech landscape continues to evolve, these quadrants serve as pillars of growth, shaping the future of digital finance and revolutionizing the way financial services are accessed, managed, and experienced globally.

2012 The Year of Mobile Wallets
The current approach to payment processing has undergone a significant change mobile wallet has transformed our money from paper cash to digital cash. With the introduction of a range of products offered at the merchant end. Companies offering mobile payment solutions are utilizing the capabilities of adaptable and unsealed systems to create a superior level of engagement between buyers and sellers.

From Concept to Reality: Tracking Fintech Progress in 2011
Mobile Payments: The proliferation of smartphones and the increasing adoption of mobile technology laid the foundation for the growth of mobile payments. Companies like Square and PayPal were early pioneers, offering mobile payment solutions that allowed individuals and businesses to accept payments using mobile devices.

Mobile VAS Services and GSM – Powerful Friendship
The realm of mobile value-added services incorporates several messaging applications, including SMS, MMS, and instant messaging platformst. These services enable users to swap written messages and various forms of media and engage in live communication.

Mobile Money | Promoter of Financial Inclusion
Africa is the land of mobile money, and mobile is the most frequently used and widely accepted technological device of any other. Financial services are a key need for most people due to almost negligible banking penetration, and it makes sense to enable mobile devices with a set of financial tools and features as mobile handset penetration is more than 10 to 15 times higher than banking