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Category: General Discussion

Risk is for Real if not Artificial Intelligence

Amalgamating the latest technology of artificial intelligence, predictive analytics and cognitive messaging to serve millions of customers is now a new winning strategy? AI and regulation are paving the way for Fintech. Artificial intelligence is a new factor of production and has the conceivable potential to introduce new sources of growth

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Will Banks ever be successful in Mobile Financial Services

To model the Fintech enterprise, its better use a method rather than make things up on the go. A method guarantees results and increases the productivity, predictability, repeatability and reliability of the business modelling and transformation. What would be part of this method though? It is good to have. Most of the FinTech companies wins on the principal of “The ability to relate to people, to inspire and motivate them is what you must ever work on as a leader”.

What is FinTech and where does it Live?

Abstract – A few years back, I had a fascinating discussion about Fintech. Today every 3rd if not 4th profile on LinkedIn is about FinTech Expert. Few days ago someone asked me a million dollar question “What is FinTech?” I was intrigued with such a small, simple question but found it difficult to answer this to a person who is not from those 4 people from linkedin. My simple briefing note to answer this question was, “Fintech is a technical tool to support financial services”, making it simple for everyone on this planet earth along with promoting idea of “Financial Services as a basic right for every human being”. Financial technology, also known as fintech, is an economic industry composed of companies that use technology to make financial services more efficient. Why it is so inherently difficult to define the concept of Fintech, is because definitions change over time. Alternatively, traditional banking organizations are hindered by legacy operating systems, capacity to innovate, agility and technology expertise.

I Wish Its my 21st Birthday

This blog post is inspired and written on a very popular theme on Internet; “I wish I were of “x” age”. I am completing 40 years on this earth and taking so much from mother nature and society. It considers the things/technologies I wish I had and the […]

NFC in Mobile Financial Services!!

FinTech is booming, redefining financial services and Banking. Artificial Intelligence technologies like neural networks, machine learning, deep learning etc are reinventing FinTech in turns. Banks are struggling to stay in the game and heavily relying on Artificial Intelligence family support.