How come my bank knows what I am going to buy next, how come my internet browser offering me add on something which I was searching on google few minutes or days backs. How do they know my voice or can recognize my picture without any human intervention. Answer is much simpler then it looks or simpler then the complexity of out own thought process. Use of deep learning
Credit algorithms are really important in deciding how much money we can get or how much we can spend. Complicated math models are used to figure out credit scores and decide who can borrow money. Knowing how credit scoring works can help people to manage their money better and make smart choices.