Tag: Security

Risk is for real if not Artificial Intelligence

Amalgamating the latest technology of artificial intelligence, predictive analytics and cognitive messaging to serve millions of customers is now a new winning strategy? AI and regulation are paving the way for Fintech. Artificial intelligence is a new factor of production and has the conceivable potential to introduce new sources of growth


AI The Epicenter of eCommerce

In our todays online shopping how much is artificial intelligence. How artificial intelligence can help retailers to deliver the highly personalized experiences shoppers desire. Ant colony optimization algorithm (To formulate training feed-forward neural networks with ant colony optimization) to obtain the users’ preference information are widely used in todays ecommerce business for comparison-shopping to solve the problem of the user bias’ filtering and learning. The performance improvements are important to both consumers / buyer and sellers / merchants.

Artificial Intelligence Innovation in FinTech

With advancement in technology, artificial intelligence, organisations outside the banking industry diversified and demystified financial services by targeting small & succinct margins in the space. These were organisations servicing millions of customers through broad distribution channels, be they mobile operators, mobile handset manufactures, retailers or on-line merchants.  Integrating AI applications, such as  IBM Watson and N26 with Siri

Artificial Intelligence as a Service – AIaaS

AI is a friendly technology that is here to be accepted without fail and all future products will be based on AI. How AI will be transforming the future of finTech

Robots and Artificial Intelligence

As per professor Andrew machine learning is a revolution in history of man kind first one was where machines came and took our basic jobs to make us faster and our life easy. Now to me this second one is coming to make us lazy and heavily dependent.  The technique that made easy work easy possibly is no longer AI, but something mundane.

Data Science of Payments

How come my bank knows what I am going to buy next, how come my internet browser offering me add on something which I was searching on google few minutes or days backs. How  do they know my voice or can recognize my picture without any human intervention. Answer is much simpler then it looks or simpler then  the complexity of out own thought process. Use of deep learning

Machine Learning in Fintech- Demystified

What fascinated me most the explanation of such complex subject regression it was described as ‘ a tutor teaching students in an institute – if outcome is continuous use linear and if it is binary, use logistics’.

ISO-12812 Made MFS Easy for FinTech

The discussion for our post focus around Mobile Money, Mobile Payments i.e person to person, person to business etc. New ISO standard 12812, recently appeared in 2017. This standard has 5 parts and part-1 defines the general framework of

Blockchain and Artificial Intelligence

Computers start simulating the brain’s sensation, action, interaction, perception and cognition abilities. Blockchain is a new approach to manage/monitor financial and other transactions, Guarding an innovation department or powerhouse lab is a smart setup

Big Data for FinTech and InsureTech

Last Sunday I was at big retail store in Harare and it was very busy day due to the fact it was month end and people got paid. Grocery shopping was at full swing, I also bought some for my self, when I was in the queue