Contact

Hello, I’m Vinod.

I have spent 25 years building payment rails, mobile money and identity systems across Africa and Southeast Asia, most of that time as Group CTO. Today my work sits where AI meets regulated money: eKYC, AML, and agentic AI that a bank can actually trust in production.

If something on this blog was useful to you, or you are working on a problem in this space, I would like to hear from you.

Vinod Sharma, Fintech CTO

Reach me for

Advisory and consulting. Fintech architecture, AML and eKYC systems, AI in regulated environments, and platform replatforming or turnarounds. Short focused engagements or longer ones.

Speaking and panels. Conferences, boardrooms and closed-door sessions. I talk about what really happens when AI meets a payment switch, not the brochure version.

Writing and media. Interviews, podcasts, guest articles, and comment on fintech and AI.

If you want to write for this blog, please read the Guest Blogging rules first.

How to reach me

I read every message myself. Tell me who you are and what you are working on, and I will come back to you.

Outside work

Take away the technology and there is still physics, quant finance, photography and mathematics. Physics is my compass for truth, quant finance is where I play, photography is how I slow down and look at light, and mathematics is the language under all of it. These are not hobbies. They are how I see everything else.