vinod-15-feb-2017-copyMy name is Vinod Sharma. I’m a DeepLearning enthusiast, an independent researcher in the filed of Artificial Intelligence. I work as financial technologist – FinTech expert. Have worked in the mobile payments for merchants & billers domain, traditional payments, cross border remittances (on mobile), e-commerce payments and mobile financial services (MFS).  Now amalgamating artificial intelligence with FinTech at aggressive pace to pull some good values of data science, machine learning, deep learning and artificial neural networks techniques. Idea is to bring AI benefits to the real world to help consumers & businesses as it can solve every single major difficulty in today’s world.

I started my career in IT later moved into Telecoms and finally migrated to Financial Technology Services. I have provided my insights and product knowledge to various initiatives across four continents. I currently holds executive role  in the Financial Technology space based in Harare Zimbabwe (Works as CTO with one of the largest mobile network operator’s owned Financial Services). In the past I helped the founding and set-up of several start-up business units & department. There is only one goal for me; create values for societies, communities & industry by innovating and building mutually beneficial products, values, businesses and the World.

Led start ups & new business units successfully at local and international levels with hands-on engineering & business strategy. Extensive experience at sr. management level in solution designing & architecture, planning, technical operations, software development, combining computer science with artificial intelligence and visual & practical product design, operating strategy to maintains high standards & executive decision making. Implemented engineering strategy focused on technology brands. Always bring forward innovative ideas but preference is given to info-security, privacy and agile environment. Strategize with C-Level management. coach, manage and develop engineering teams. Develop new disaster recovery and business continuity plans on continuous basis.

My experience is blended with domains like telecom & IT Networks, AI, prepaid charging & postpaid billing (IN, OCS & CVBS), mobile data charging, mobile & traditional financial services and value added services  for over 17 years in total. Through out I mentored & supervised several projects on software development, deployments & integrations of platforms like micro insurance / loans, savings, NFC, electronic payments, ai driven analytics, traditional & mobile payments, mobile commerce & marketing and stored value applications & cards.

Projects Completed (Solution Designing & Architecture and Deployments)

  • 12 Mobile Money & Mobile Financials Services  Projects Deployed in different countries.
  • AI, ML and Data Science for FinTech domain (Ask for details)
  • International & Domestic Remittance Services on Mobile (Cash, Goods and Payments)
  • Subscriber spending, credit rating and their interaction with money.
  • MasterCard Debit Card (International) linked with Mobile Money Wallet
  • Electronic Recharge, Charging Proxies and OCS (IN) in Prepaid environment
  • Data Center Design & Implementation for banks and MNOs.
  • Deployment & Operationalizing Core Banking Systems (T-24) & Switches


Subject Matter Expertise / Core Skills

  • Financial Services Product Designing & Implementation on mobile and non-mobile environment.
  • Building cross border remittances, banking grade switches and payment gateway platforms to deliver services via mobile & internet with innovation.
  • Lead other SME during complex HLD/LLD design activities
  • Lead engineering /solution design, architecture, intelligence and  capacity planning teams.
  • Project Planning (CAPEX & OPEX), ProgramManagement and Product Development.
  • IT, AI, ML & Business Strategies for  cloud, standalone data-centers and centerlise solutions environments
  • Drive Technical Project/Program Management, Software development and  L3 Operations & maintenance teams.
  • Hands on decades of experience on Billing  and Charging on CvBS , IN & OCS platform as solution designer & architect.
  • E2E Performance Optimisation for Core, 2G, 3G, 4G, Mobile Data & VAS platforms.

Projects details like name, locations, values and startups names are available on special request after mentioning specific objectives & reasons. I holds a bachelor degree in commerce (3 years full time from Delhi University 1993 -1996), a bachelor degree in computers applications (3 years part time 1997 – 2001) and a masters degree in computers applications from IGNOU (2.5 years part time 2001-2003). Completed few professional certifications like CCNA, MCP, CCNP, MCSE, ITILv3, Prince2 and PMP and a self certified Chief AI Scientist.