vinod-15-feb-2017-copyVinod is a financial technologist – FinTech expert based in Harare Zimbabwe. Works as Chief Technology officer in one the largest financial technology services company owned be largest mobile network operator in southern Africa. Vinod is a deeplearning (AI) enthusiast, an independent researcher in the filed of Artificial Intelligence. Have worked in the mobile payments for merchants & billers domain, traditional payments, cross border remittances (on mobile), e-commerce payments and mobile financial services (MFS). Now working on amalgamating artificial intelligence with FinTech to pull some good values of data science, machine learning, deep learning and artificial neural networks techniques.

His idea is to bring AI benefits to the real world to help consumers & businesses as it can solve every single major difficulty in today’s world. Started his career in IT later moved into Telecoms and finally migrated to Financial Technology Services. He has provided  his insights and product knowledge to various initiatives across four continents. In the past he helped the founding and set-up of several start-up business units & department.

Vinod had led start ups & new business units successfully at local and international levels with hands-on engineering & business strategy. Extensive experience at sr. management level in solution designing & architecture, planning, technical operations, software development, combining computer science with artificial intelligence and visual & practical product design, operating strategy to maintains high standards & executive decision making. Implemented engineering strategy focused on technology brands. Always bring forward innovative ideas but preference is given to info-security, privacy and agile environment. Strategize with C-Level management. coach, manage and develop engineering teams. Develop new disaster recovery and business continuity plans on continuous basis.

His experience is blended with domains like telecom & IT Networks, AI, prepaid charging & postpaid billing (IN, OCS & CVBS), mobile data charging, mobile & traditional financial services and value added services  for over 17 years in total. Through out Vinod has  mentored & supervised several projects on software development, deployments & integrations of platforms like micro insurance / loans, savings, NFC, electronic payments, ai driven analytics, traditional & mobile payments, mobile commerce & marketing and stored value applications & cards. There is only one goal for him; create values for societies, communities & industry by innovating and building mutually beneficial products, values, businesses and the World.

Projects Completed (Solution Designing & Architecture and Deployments)

  • 12 Mobile Money & Mobile Financials Services  Projects Deployed in different countries.
  • AI, ML and Data Science for FinTech domain (Ask for details)
  • International & Domestic Remittance Services on Mobile (Cash, Goods and Payments)
  • Subscriber spending, credit rating and their interaction with money.
  • MasterCard Debit Card (International) linked with Mobile Money Wallet
  • Electronic Recharge, Charging Proxies and OCS (IN) in Prepaid environment
  • Data Center Design & Implementation for banks and MNOs.
  • Deployment & Operationalizing Core Banking Systems (T-24) & Switches

Subject Matter Expertise / Core Skills

  • Financial Services Product Designing & Implementation on mobile and non-mobile environment.
  • Building cross border remittances, banking grade switches and payment gateway platforms to deliver services via mobile & internet with innovation.
  • Lead other SME during complex HLD/LLD design activities
  • Lead engineering /solution design, architecture, intelligence and  capacity planning teams.
  • Project Planning (CAPEX & OPEX), ProgramManagement and Product Development.
  • IT, AI, ML & Business Strategies for  cloud, standalone data-centers and centerlise solutions environments
  • Drive Technical Project/Program Management, Software development and  L3 Operations & maintenance teams.
  • Hands on decades of experience on Billing  and Charging on CvBS , IN & OCS platform as solution designer & architect.
  • E2E Performance Optimisation for Core, 2G, 3G, 4G, Mobile Data & VAS platforms.

Projects details like name, locations, values and startups names are available on special request after mentioning specific objectives & reasons. Vinod holds a bachelor degree in commerce (3 years full time from Delhi University 1993 -1996), a bachelor degree in computers applications (3 years part time 1997 – 2001) and a masters degree in computers applications from IGNOU (2.5 years part time 2001-2003). Completed few professional certifications like CCNA, MCP, CCNP, MCSE, ITILv3, Prince2 and PMP and a self certified Chief AI Scientist.