Category: Financial Services

AI The Epicenter of eCommerce

In our todays online shopping how much is artificial intelligence. How artificial intelligence can help retailers to deliver the highly personalized experiences shoppers desire. Ant colony optimization algorithm (To formulate training feed-forward neural networks with ant colony optimization) to obtain the users’ preference information are widely used in todays ecommerce business for comparison-shopping to solve the problem of the user bias’ filtering and learning. The performance improvements are important to both consumers / buyer and sellers / merchants.

Artificial Intelligence Innovation in FinTech

With advancement in technology, artificial intelligence, organisations outside the banking industry diversified and demystified financial services by targeting small & succinct margins in the space. These were organisations servicing millions of customers through broad distribution channels, be they mobile operators, mobile handset manufactures, retailers or on-line merchants.  Integrating AI applications, such as  IBM Watson and N26 with Siri

Blockchain a Succinct Fintech

Blockchain to transform financial services. Disruptive technologies transform traditional industries.  The future computing will have extraordinary capabilities with expected factoring of a 3,000 digit number (40 power to 10) faster than today

Big Data for FinTech and InsureTech

Last Sunday I was at big retail store in Harare and it was very busy day due to the fact it was month end and people got paid. Grocery shopping was at full swing, I also bought some for my self, when I was in the queue

International Remittances Outlook

International Remittance or Cross border remittance the way its called in todays time has proven from decades the manifesto of how money transfer can fuel an economic engine. Migration and Remittances represents numbers

Magic Word “-PAY-” in Digital Payments

Today’s consumer expects a seamless mobile payment experience; failing to meet those expectations can be devastating to a brand, idea, innovation and eventually the payments industry. The world’s best companies; main from out side of payment / financial domain are rushing (yes rushing) for Digital Transformation for money. Getting inspired by the cutting-edge technologies, innovative products and solutions

Magic Word “PAY” in Digital Payments

Today’s consumer expects a seamless mobile payment experience; failing to meet those expectations can be devastating to a brand, idea, innovation and eventually the payments industry. The world’s best companies; main from out side of payment / financial domain are rushing (yes rushing) for Digital Transformation for money. Getting inspired by the cutting-edge technologies, innovative products and solutions

Remittances – Game Changer For Economic Development

If just for a minute we can assume every person on this planet has mobile phone, every mobile user has a bank account/wallet, every bank account is created instantly, virally and at no cost, No bank charges exist,

Digital Payments – Security vs Speed

Abstract – In Digital payments world million dollar question comes in at every stage what is more important security or speed (Performance & Ease). Financial system security design principles can be organized into logical groups, for example, least privilege is a principle and appears

Demystifying The Cross-Border Remittances (CBR)

Cross Border remittances(CBR) expected to rise about $0.8 trillion USD. Numbers here are real big and yes this is a big deal. But since most of the world’s population now has access to the Internet or mobile phones, it is just a matter of time before the scales tip to