FinTech & Indonesia
Financial Services Authority of Indonesia (Otoritas Jasa Keuangan or OJK) a government agency, which regulates and supervises the financial services sector, has finally issued a regulation on financial technology (Fintech)…
FinTech, Technology(AI & BlockChain), Physics, and Photography
Financial Services Authority of Indonesia (Otoritas Jasa Keuangan or OJK) a government agency, which regulates and supervises the financial services sector, has finally issued a regulation on financial technology (Fintech)…
Similarly American insurance companies are coming up with insurance technology or Insurtech based on this childhood joke basing business cases on same concept, offering dental insurance and mouth insurance based…
CashLess –OR– LessCash – Journey from a cash-only transactional economy to a cashless economy without a full plan, education, and strategy look only a talk show. From cash only to…
None of the definitions provided above for FinTech are right or wrong as such. Defining fintech is both an easy and a difficult task. If we are to consider one…
“NFC-Channel to Mobile Payments” – The race/efforts by nonbank organizations are still on to find innovative ways to get excluded customers on board. Our focus on NFC in this post…
Abstract -: I am here again with with my observations, experience and reading from internet. Please note all my posts are about FinTech, MFS, Banking, Telecom and IT Industry(Some time…
FinTech Wave – As we all know that FinTech entering in its 3rd wave or many have entered already. This post focus on FinTech not just FinTech 3.5. MFS, Banking,…
The current state of the mobile payment industry can be likened to a well-known natural disaster—a tsunami—in the field of technology. There are multiple UDP-based transfer protocols that have been…
Banks to set themselves on for new financial, banking and innovative business. What would have been considered impossible until a few years ago --transforming themselves from impassable monoliths to nimbler…
Rather than fooling foreigners, is there a possibility to support and recover economic graves? Maybe by adding flavors of mobile payments, low-cost cross-border remittances, electronic payments, and freedom from cash…
Thats where Mobile money remittances have proven and claimed that in Sub-Saharan Africa, cross-border remittances are projected to reach US$33 billion in 2015 as the services are growing above 6%…
It is now necessary for financial institutions and other interested parties to collaborate and utilize technology and pre-existing mobile network operator infrastructures to acquire customers, expand their services, minimize expenses,…
Mobile Money and Mobile Banking are viewed under the same umbrella and are currently encapsulated in a financial world which is either too complicated or is viewed as complicated. Mobile…
"Open Loop Payment System" is an ecosystem where multiple parties are involved in every transaction. For example: Banks as issuers deal with consumers; brands are the cards: Master, VISA, American…
What are the potential effects of utilizing mobile payments and solutions? Will it revolutionize the world, prove to be a major success, or simply be a clever workaround? Proximity-based payment…
The government's support through policy direction, especially in the area of tax holidays, would significantly promote the growth of mobile wallet transactions and, for that matter, freedom from cash, i.e.,…