Intelligence Augmentation and Artificial Intelligence have started ruling the world already. Previously, the idea of artificial intelligence was considered a foolish science fiction notion, but now there has been a significant shift in perspective. AI appears to be gradually infiltrating various facets of our everyday existence. It could manifest as either a computer housed within a robot or software, or as a disembodied brain outside of the human body.

The year 2020 was really an exciting year for an Artificial Intelligence industry where it came out like an explosion. We saw millions of articles, blog posts, data science professional got emerged.

Some History of Intelligence Augmentation

The inception of “Artificial Intelligence” goes back to 1956 and it has ever since been a prominent element in the historical records. Today, the field is under going remarkable expansion and acclaim in the coming years, with that being said the year 2021 holds great potential. After attaining a state of functionality, an artificial intelligence system will cease to be identified under the same denomination.

In short “1956 Year of AI” will be rewritten as “2021 Year of Intelligence-Augmentation”. AI Integration with Web and Mobile Apps will lead the trend chart. What this means is; the idea that once upon a time was “Technology like the photo library on our smartphone would have once been considered AI, now it’s just the norm.”

We are in an era of augmented humans where human will work with machines to achieve what was thought impossible before. 

Self-driving cars had been a myth, but now they are very much a reality, the adoption of which can be seen by governments throughout the world. The year 2021 will the year of the great reckoning.

AI Self Transformation

Artificial intelligence is no longer just evolving nomenclature in technology anyways. It would become just a computer inside the robot or another software or a brain sitting out of the human body. Sadly until now, AI has been an over-hyped term in the past year or so.

Many technology companies and even some non-tech companies choose to claim their products and services use some form of AI even though saying so is quite a bit of a stretch. For human challenges which are characterised by extreme complexity, from climate change to feeding and providing healthcare for an ever-expanding global population. What AI will bring in 2021 for these problems?

Time (2018-2021) has come when Artificial Intelligence will be closer to you (best of all times) and will be part of everyday life for almost everything. More recently, however, AI has broken away from the hypothetical and into real-world business solutions. Jokes like “Don’t you have natural one as a comment in the response to the answer “I do artificial intelligence will no longer make sense”.

We will see data-driven machines to give humanise support and help. 2020 laid the foundation for faster & smarter AI in 2021.  The year 2025 will be deciding factor and foundation stone for Quantum Computing.

Intelligence Augmentation in 2021

2018 Year of Intelligence Augmentation

What can we expect from Artificial Intelligence in 2021? It’s very easy and difficult to answer at the same time. Read on this post for artificial intelligence trends we’ll see in 2021. We used to think artificial intelligence was a silly sci-fi concept but when you really look into it, it seems like it’s been slowly encroaching into most areas of everyday life! Fortunately, developments in AI could play an innovative role in helping us address these problems.

The year 2021 will be known as the year of Artificial Intelligence and Intelligence-Augmentation for sure (in my personal opinion). AI usage in FinTech will augment FinTech Intelligence’s all-time best. FinTech Intelligence will boost Payment Intelligence, Threat intelligence and info-security vulnerability hunting. Artificial Intelligence anyways doing everything at its best already in today’s time.

AI cutting across all domains right from creating artwork, fighting cancer, melting down info security threats, reinventing Banking and FinTech in short disrupting world economics.

Amalgamating the latest technology of artificial intelligence, predictive analytics and cognitive messaging to serve millions of customers will be the smartest, most innovative and best-winning strategy. AI and regulation will pave the way for Fintech Intelligence.

Artificial Intelligence – The New Factor Of Production

AILabPage ntelligence Augmentation

Artificial intelligence will be the new factor of production and it will demonstrate the conceivable potential to introduce new sources of growth, reinventing the business in place, changing how work is done and reinforcing the role of people to drive growth in business.

Artificial Intelligence will create the best Payment intelligence (PI) system at the national level which can bring the whole nation together, secured and cleaner of underground and street economies. Intelligence Augmentation will create the best environment for it. Imagine a scenario like this “You walk in a shopping mall and get an SMS which reads “Walk on to the 3rd floor to buy your favourite brand of clothes and get a 20% discount”. Because its 25th of the month and you got paid meaning have money.

So here merchant, bank, employer, telephony service provider, credit service provider and many others are all connected to PI System so this kind of system can generate business. At the same time once you fall short system can offer microcredit of $10 to $500 credit depending on your credit rating and charge you 10-20% rate of interest for 3 months period (80% over 12 months) and you won’t even mind or realize.

Intelligence In – Info-Sec, Threat Hunting & Behavioural Biometric

AI will Boost info security through behavioural biometric intelligence, few pointers on this front are as follows.

  • With account takeover and mobile fraud growing in leaps and bounds, the need to move beyond password protection and two-factor authentication have never been greater. Hackers routinely find ways to steal personally identifiable information (PII)
  • The software that runs our electrical grids, security cameras, and cellphones is plagued by security flaws. We shouldn’t expect software for self-driving cars and domestic robots to be any different. It may, in fact, be worse: There’s evidence that the complexity of machine-learning software introduces new avenues of attack.
  • Behavioural biometrics presents a fairly new approach to monitoring and scoring customer and device interactions during transactions.
  • Voice biometrics is been attempted to combine with AI in a bid to directly communicate with chatbots up to the emotional level of understanding. There will be a surge in AI-based chatbots.
  • This could probably reduce the need for human operators in call centres in the future while protecting employee perpetrated data leaks
  • Companies in the FinTech industry will find multiple opportunities to enhance decisions on lending, such as how to optimise financial advising or execute better trading decisions.
  • We will see more and more AI based hardware will be produced and in demand especially by new startups to disrupt the industry. “Starting the same business with the difference which will be AI”.

AI could also help improve the algorithms to create optimal financial advising. 2021 the year in which we’re forced to decide what we want from technology and what irreducible parts of our humanity we want to safeguard and protect.

Artificial Intelligence will impact on human jobs which is debatable and in my personal opinion, it will force people to change and upgrade skill before they themselves get replaced. Forrester predicts that cognitive technologies (ML, automation, robots etc) will replace the 7% of US jobs by 2025. By 2030 AI is projected by to around 18-20 trillion united states dollar market, how much you claiming or contributing to/from it

Books + Other readings Referred

  • Research through Open Internet – NewsPortals, Technology research papers and conferences.
  • Personal experience of  @AILabPage members.
Intelligence Augmentation

Conclusion –  For Artificial Intelligence and Intelligence Augmentation year 2021 will be much beyond than just graduating boardgames. Machines would be much better than ever in working with text and images. Will have much better able to take out sentiments from text and images to respond accordingly.

That’s why DeepMind and Facebook both started working on the multiplayer video game StarCraft in 2017. Neither of those got very till late. 2019 AI will aims to give machines the kind of grounding in common sense and the physical world that underpins our own thinking. Consumers will be able to perform complex transactions, such as making purchases and payments or transferring funds, without the need to type a single character.

#MachineLearning #DeepLearning #ArtificialIntelligence #ArtificialNeuralNetworks 

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Posted by V Sharma

A Technology Specialist boasting 22+ years of exposure to Fintech, Insuretech, and Investtech with proficiency in Data Science, Advanced Analytics, AI (Machine Learning, Neural Networks, Deep Learning), and Blockchain (Trust Assessment, Tokenization, Digital Assets). Demonstrated effectiveness in Mobile Financial Services (Cross Border Remittances, Mobile Money, Mobile Banking, Payments), IT Service Management, Software Engineering, and Mobile Telecom (Mobile Data, Billing, Prepaid Charging Services). Proven success in launching start-ups and new business units - domestically and internationally - with hands-on exposure to engineering and business strategy. "A fervent Physics enthusiast with a self-proclaimed avocation for photography" in my spare time.


  1. Very insightful, I would like to know your mind share on how Mapping apps will evolve further with AI and IA. It will be great to see some futuristic ideas on use cases.

    Once agin thanks for sharing such an insightful article and wish you a happy new year! Keep inspiring!!!


    1. V Sharma at

      Though its late but, I still say with all the humility Thank you and wishing to you and your family a very happy new year 2021

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