Author: V Sharma

A seasoned technology specialist with over 22 years of experience, I specialise in fintech and possess extensive expertise in integrating fintech with trust (blockchain), technology (AI and ML), and data (data science). My expertise includes advanced analytics, machine learning, and blockchain (including trust assessment, tokenization, and digital assets). I have a proven track record of delivering innovative solutions in mobile financial services (such as cross-border remittances, mobile money, mobile banking, and payments), IT service management, software engineering, and mobile telecom (including mobile data, billing, and prepaid charging services). With a successful history of launching start-ups and business units on a global scale, I offer hands-on experience in both engineering and business strategy. In my leisure time, I'm a blogger, a passionate physics enthusiast, and a self-proclaimed photography aficionado.
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The Power of Being LessCash and Cashless

Transitioning to a cashless and less-cash economy has transformative power, revolutionizing financial transactions. The process involves gradual reduction of physical currency usage, adoption of digital payment methods, government initiatives, technological…