Mobile Money | Promoter of Financial Inclusion
Africa is the land of mobile money, and mobile is the most frequently used and widely accepted technological device of any other. Financial services are a key need for most…
GSM – Global System for Mobile Communication
The introduction of GSM represented a critical turning point in the development of cellular networks as it signified a transition from the early phases of cellular technology, which relied on…
The MNO-Bank Convergence: A New Era of Financial Possibilities
Personally, I have had the opportunity to participate in programs aimed at building experience and expertise in scenarios involving Mobile Payments or Mobile Wallet-based Cross Border remittances. These initiatives have…
USSD – Why Does It Matter
USSD is a means for conveying brief messages through an unstructured supplementary services data channel. This particular protocol is utilized by GSM networks worldwide. A compressed USSD message is able…
Year 2011: Pioneering The Change That Redefines Payments and Payment Service Providers
Payment Service Providers -Traditional payment service providers, such as banks and established giants like Mastercard and VISA, must recognize the need for innovation and adapt to the changing landscape. Otherwise,…
Prepaid Mobile Charging Systems
The charging system originally formed part of the support network and can be regarded as a supporting platform for networks or services. In a converged environment, the charging system is…
SMS Service as a Science
The Short Message Service (SMS) provides a means for sending a message of a limited size (160 characters) to and from terminal equipment. SMS was originally standardized and implemented in…
Will 2011 Be the Year the Machines Get Smart?
We have been burned before, too. The 1980s saw a wave of enthusiasm for "expert systems" that was supposed to revolutionize everything and instead collapsed into what veterans of the…